What If I am a Passenger in an Uber Who Hits a Pedestrian? Do I Have a Claim If I Get Hurt?
Yes. As a passenger, you have a claim against Uber if you suffer injuries, including physical or emotional injuries, in a crash and the driver hit a pedestrian. Uber must carry specific auto insurance coverage policies to comply with South Carolina law. However, getting compensation for your losses can be difficult.
If you get into an accident involving Uber, knowing about the insurance protection that is accessible to passengers and your rights if you get injured is important to guarantee that you obtain your rightful compensation. To learn more about your specific situation and how you can protect your right to compensation, talk to a Georgetown Uber accident attorney.
You Have The Right to File a Claim for Compensation as an Uber Passenger
The at-fault driver is responsible for the resulting injuries in an accident. The initial step as an Uber passenger to recover your losses is to establish who was liable for the accident. If your Uber driver was responsible, you are entitled to file a claim against Uber’s auto insurance coverage.
Uber provides a comprehensive auto insurance plan that should cover drivers and passengers who get involved in an accident. This coverage differs based on the status of the ride and the status of the driver in the Uber app. The insurance coverage is split into three stages:
- Stage 1: The app is active, but the driver hasn’t accepted a ride request.
- Stage 2: The driver has accepted a request and is on the way to fetch a passenger.
- Stage 3: The passenger is riding in the Uber vehicle.
As soon as the passenger rides the Uber and is on their way, the insurance coverage is at its peak. The coverage that normally applies during this time are:
- Third-party liability insurance coverage of $1 million
- Underinsured/uninsured motorist coverage
- Contingent collision and comprehensive insurance coverage
If you sustain injuries from an Uber accident as a passenger, you may be compensated via its third-party liability coverage and underinsured/uninsured motorist insurance. In some instances, Uber’s or your personal insurance coverage may be insufficient to cover all your damages and injuries.
In cases like these, filing a lawsuit to seek additional compensation may be needed. An experienced Georgetown Uber accident attorney can guide you in deciding if legal action is necessary and support you in crafting a solid case against the liable parties. These parties may include your Uber driver, another party who was involved in the collision, or even the pedestrian whom your Uber driver hit.
Talk to Our Experienced Georgetown Uber Accident Attorney
If you have suffered an injury in an accident as an Uber passenger, you can count on the Georgetown Uber accident attorney at Oxner & Stacy Law Firm LLC to obtain and maximize the compensation you’re entitled to. We leverage our knowledge of SC rideshare laws and negotiation experience to advocate for our injured clients. Dial 843-527-8020 or send us an online message to arrange your free case review with our Georgetown Uber accident attorney today.